Enterprise-grade protection for personal and professional assets. We simplify the complex world of finance and banking to give you peace of mind.
Our suite of products is designed to provide holistic coverage across all aspects of your life. From individual health plans to complex commercial liability, Financegrace offers tailored solutions backed by Luminaid Assurance Group.
Custom protection for you and your family assets.
Scalable risk management for modern businesses.
Drive with confidence knowing you are protected by the industry's most responsive auto coverage. Our policies cover comprehensive damage, collision, and liability with 24/7 roadside assistance.
Prioritizing your well-being with medical plans that offer more than just basic coverage. Luminaid health products focus on preventative care and specialized treatment access.
Zero-cost annual checkups and wellness screenings included in every plan.
Access to premier medical facilities worldwide for specialized care.
Ensuring your family's legacy and financial stability through thoughtful life insurance planning. We provide term and whole-life options that act as a cornerstone for your financial future.
Affordable, fixed-term protection for your peak earning years.
Flexible coverage with a cash value accumulation component.
Protecting the place where your memories are made. Our home insurance policies offer comprehensive coverage for structures, personal property, and liability against unexpected events.
Specialized riders available for jewelry, electronics, and home offices. We offer replacement cost coverage to ensure you can rebuild without financial hardship.
Speak to a Property Specialist
Mitigate risk and protect your enterprise. Whether you are a startup or an established corporation, Luminaid provides the commercial coverage necessary for the modern economy.
Receive a personalized insurance assessment in minutes. Our digital underwriting engine provides accurate pricing based on your unique risk profile.
When the unexpected happens, we are here to support you. Our claims process is streamlined for speed and fairness, ensuring you get back on your feet as quickly as possible.
Call 1-800-FIN-GRACE or use our mobile app for instant reporting.
Enter Claims Portal
Connect with a local Luminaid expert who understands your community and its unique financial landscape. Our agents provide personalized advice and local market expertise.
Financegrace, a primary brand of the Luminaid Assurance Group, has been a leader in financial protection for over three decades.
Our mission is to democratize access to high-tier insurance products, combining traditional stability with modern technology to serve a global clientele. We believe in transparency, reliability, and the power of financial security.
Have questions about your policy or need guidance on choosing a plan? Our team is available 24/7 to assist you.
Headquarters: 100 Financial Plaza, Suite 500, New York, NY 10004
Phone: +1 (555) 010-9988
Email: [email protected]